Petrol Station Insurance

Petrol Station Insurance

Comprehensive Insurance Solutions for Petrol Stations
Operating a petrol station involves unique risks, from fuel handling to customer safety. Petrol station insurance, also known as forecourt, filling station or fuel station cover, provides essential protection to minimise disruptions, safeguard your staff and customers, and shield your business from costly legal claims.

Whether you manage a single site or oversee multiple locations, our experienced brokers simplify the process by offering fast, competitive quotes tailored to your specific requirements.

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Why Choose Petrol Station Insurance?

Why Choose Connect Brokers?

Forecourt traders trust Connect Brokers for our simplicity, expertise, and exceptional service. With over 15 years of experience in the UK market, we specialize in petrol station insurance and understand the daily challenges faced by fuel retailers.

Our all-in-one policy covers your fuel stock, shop inventory, and forecourt infrastructure, ensuring comprehensive protection without unnecessary complexity.

What Does Petrol Station Insurance Cover?

Our standard policy includes protection against unforeseen events such as fire, flood, or theft, which could lead to business interruptions. Coverage extends to:

Buildings: Including petrol pumps, forecourt canopies, underground tanks, pipes, and permanently installed facilities like car washes, automated tyre inflation stations, and electric vehicle charging points.

Stock & Contents: Protection for both fuel and shop inventory.

Stock Deterioration: Coverage for perishable goods.

Cash: Safeguarding on-site cash holdings.

Business Interruption: Including loss of trading licenses.

Public Liability: Protection against third-party claims.

Employers’ Liability: Mandatory coverage for employee-related incidents.

Goods in Transit: Coverage for products during transportation.

Personal Accident: Protection for staff against accidents.

Optional Additional Coverage
To further tailor your policy, we offer additional cover options:

Commercial Legal Expenses: Assistance with legal costs.

Cyber Insurance: Protection against digital threats and data breaches.

Quick and Efficient Quotation Process

Depending on the complexity of your requirements, we can usually provide a quote within a few hours. Once you approve, coverage can commence promptly.

Who Do We Cover?

Connect Brokers caters to a diverse range of petrol retailers, from small independent stations to large multi-site operations. Regardless of your business size, we are committed to finding the right insurance solution for you.

Common Risks at Petrol Stations

While fires and explosions are significant concerns, the most frequent accidents at UK forecourts involve slips, trips, and falls. These incidents often result from busy environments and slippery or uneven surfaces.

Making a Claim

In the event of an incident, contact us immediately. Our team will initiate the claims process and support you throughout.

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Business Insurance and Petrol Storage Licenses

You can obtain business insurance before securing a petrol storage license. However, to store or sell fuel legally, a storage license is mandatory. Operating without the necessary petroleum retail licenses may invalidate your insurance and expose you to fines or legal action.

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Contact With Us

For an immediate quotation, call 01204 777275. Alternatively, leave your details below, and one of our expert insurance brokers will reach out to you.

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